About the Author

---

Rico Wilson has had many years of education, training and experience in Finance and Real Estate, which have prepared him well to work in the field of Mortgage Banking. In addition to his financial certifications, Rico has also earned numerous certifications in various therapeutic modalities that deal with subconscious reprogramming. He has authored a number of books and classes on personal finance, real estate investing, and personal growth & development; and is also an accomplished musician/singer/songwriter. Most importantly, Rico is very happy to be a husband, father and grandfather to a wonderful wife, daughter, son-in-law and five awesome grandkids. Rico and his wife, Valerie, live in Austin, Texas. When not at work or working on a project like this, Rico & Valerie enjoy dining out, travel, movies, music and frequent urban hikes in the sunshine.